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SR-22

SR-22

SR-22 insurance, also called a certificate of financial responsibility, is not an auto insurance policy. It’s a form that verifies you have auto insurance that meets your state’s minimum requirements. SR-22 insurance is typically required for drivers convicted of certain serious traffic offenses.

If you’ve received notice that you must file SR-22, it’s crucial to shop around for favorable auto insurance rates. Contact Dillard Insurance Agency in Whitney, Texas, for SR-22-compliant auto insurance coverage.

What Does an SR-22 Cover?

Your SR-22-compliant auto insurance policy may help cover the following:

  • Bodily injury liability may help cover your financial liability for third-party accident-related injuries.
  • Property damage liability may help cover your financial liability for third-party property damage.

When Is SR-22 Insurance Required?

SR-22 insurance is typically required when a driver needs to reinstate their driving privileges following a traffic offense such as a DUI, reckless driving or driving without insurance. The exact circumstances can vary by state.

Not every Texas driver must file SR-22. If you are required to keep an SR-22 form on file with the state, you’ll receive notice from your local Department of Motor Vehicles (DMV) or a judge.

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For a personalized quote that considers your circumstances, contact Dillard Insurance Agency.